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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
April 29, 2021

Business Debt Management: Everything You Need to Know

The average US small business owner carries $195,000 of debt, according to a study by Experian. While some debt is necessary to run a successful business, expensive or... Read More
Business Owners
April 29, 2021

12 Responsibilities of a Small Business Owner

Running a business comes with exciting opportunity, flexibility, and independence, but it’s also a major role to take on. Depending on your unique business situation,... Read More
Business Finances
April 29, 2021

How to Prepare an Income Statement

When you apply for a small business loan, an income statement from the last three years is usually one document you need to produce. Here are the details you need to... Read More
Business Finances
April 29, 2021

Small Business Financial Management: Everything A Small Business Owner Should Know

Entrepreneurs are not always financial professionals. But it’s no secret that financial management is the key to business success. Here’s a guide to help you... Read More
Business Finances
April 28, 2021

Balance Sheet vs Income Statement: What is the Difference?

If you’re seeking low cost funds to grow your business, lenders will ask for a number of financial documents to assess the overall health of your company. Two... Read More
Business Owners
April 28, 2021

5 Ways Small Businesses Can Utilize Automation To Save Time And Money

There are endless advantages of using automation for your business. For starters, it can help reduce your need for human labor that's known to waste up to 22 hours/week Read More
Business Finances
April 28, 2021

Cash Flow From Operating Activities: A Comprehensive Guide

You might have encountered cash flow from operating activities on your business cash flow statement. We’re breaking down the calculation so you can see what factors... Read More
Business Finances
April 27, 2021

How to Create a Balance Sheet for Your Business

When you’re applying for small business financing, you’ll probably find that a balance sheet is required. Learn more about this document so you know what to expect. ... Read More
Business Owners
April 27, 2021

Business Management Skills You Need to Succeed

Managers in any business are key. They lead employees, spearhead projects, and take initiative. Managers wear many hats and that's especially true in a small business,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.