Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Small Business Loans
June 07, 2021

Equipment Loans for Small Business: Pros & Cons

Every business needs equipment to operate. You might require computers for the office, manufacturing machinery, or vehicles. But buying equipment outright for cash can... Read More
Business Marketing
June 07, 2021

Small Business Marketing Strategies for 2021

It’s safe to say that the small business landscape will never be the same. The coronavirus pandemic and resulting economic decline has left entrepreneurs scrambling to... Read More
Emergency Resources
June 03, 2021

Post Paycheck Protection Program (PPP) Economic Relief Options in 2021

As the Paycheck Protection Program (PPP) winds down, the federal government is preparing to launch two new industry-specific small-business relief programs. ... Read More
Employee Management
June 02, 2021

A Small Business Owner’s Guide to Preventing Payroll Mistakes This Year

Payroll processing can seem complicated, especially if you’re doing it for the first time, or if the person who previously handled it has moved on from your company. ... Read More
Emergency Resources
June 01, 2021

PPP Loan Forgiveness FAQ

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness directly with the Small Business Administration (SBA). This option is only available to borrowers... Read More
Business Owners
May 31, 2021

Best Books for Entrepreneurs During the 2021 Pandemic

The esteemed literary giant Dr. Seuss had these words to say about reading: “The more that you read, the more things you will know. The more that you learn, the more... Read More
Emergency Resources
May 31, 2021

Tax Implications of PPP Loans 2021

Did you know that expenses paid with a Paycheck Protection Program (PPP) loan can be deducted on your taxes, even if that loan is forgiven? This is an important factor... Read More
Business Finances
May 27, 2021

5 Great Ways Your Small Business Can Increase Sales

Having strong sales is the lifeblood of any small business. In times of economic uncertainty, boosting your sales can seem like a daunting task. A lot of entrepreneurs... Read More
Emergency Resources
May 26, 2021

Your Credit Scores and Emergency Funding

The 2020/2021 pandemic has wrecked the small business landscape, leaving many enterprises struggling to rebuild. Fortunately, the federal government stepped in to help... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.