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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
July 20, 2021

How to Measure Growth: 13 Expert Tips

Often, the right question to ask as your small business expands isn’t whether it’s growing – it’s how much it’s growing. Increases in revenue, team size, and customer... Read More
Small Business Loans
July 20, 2021

How Hard Is It to Get a Small Business Loan?

The Small Business Administration’s (SBA) Paycheck Protection Program (PPP) loan opportunity has ended. However, it’s still important that entrepreneurs get the... Read More
Business Finances
July 20, 2021

21 Tips on How to Grow a Small Business Successfully

Business planning is the process of determining your objectives, strategies, and projected actions to promote your business’s development within a given time frame.... Read More
Business Finances
July 20, 2021

Debt to Equity: How To Calculate and Utilize

Even though you can find your company’s debt on its balance sheet, putting those numbers in perspective can help lenders and other institutions evaluating your... Read More
Employee Management
July 20, 2021

How to Start a 401K for My Small Business in 7 Steps

Employers do not have to offer retirement plans to their employees. However, retirement plans are an added benefit for many companies. Most employees look forward to... Read More
Business Finances
July 19, 2021

How to Make A Financial Plan for A Business In 14 Steps

A financial plan is a section of your existing business plan. Your financial plan should include financial statements indicating where your company stands currently... Read More
Business Credit
July 15, 2021

How To Improve Your Business Credit Score In 13 Steps

At SmartBiz Loans®, we help small businesses apply for financing through our network of banks including SBA loans, Bank Term loans, and more financing options. When we... Read More
Small Business Loans
July 15, 2021

Cash Advance Definition and Implications For Your Business

In a pinch for cash? A cash advance for your small business might be a good option to explore. This source of funds can be convenient. But just like any short-term... Read More
Business Finances
July 15, 2021

Small Business Revenue: Determine Where You Stand

As a small business owner, you’ll want to know what constitutes good revenue and how a small business is defined. Once you have those numbers, you can look at others... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.