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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
January 13, 2016

Avoid These Small Business Scams!

In December 2015, the Federal Trade Commission scored a victory in an effort to combat a prolific scamming ring. ... Read More
Business Owners
December 16, 2015

Small Business Owners: Review These 5 Items Before the New Year

The holiday season is a crazy time personally and professionally, especially for hard working small business owners. However, the New Year is coming fast. Prepare for... Read More
Business Stories
December 10, 2015

Small Business Spotlight: E-ISG Asset Intelligence

Eric Beser was a software engineer working at large corporations, including NASA, for a number of years. Read More
Small Business Loans
December 04, 2015

Guest Post: The Advantage of Franchise Funding

SBA loans are attractive to small businesses, including franchises, for their low rates and long terms. Read More
Business Stories
November 24, 2015

From Football Player to Entrepreneur: A Success Story

Roby Darcus has the determination and discipline required to be a successful entrepreneur. Read More
Small Business Loans
November 05, 2015

Honored as the #1 Fastest Growing Private Company in the Bay Area

Better Finance, the parent company of SmartBiz, has been honored as the #1 fastest growing private company in the bay area. Read More
Business Stories
November 03, 2015

Customer Spotlight: Savory Gourmet Catering

Right before an upscale wedding in the Washington DC area, the bride was distraught. The pies she had ordered instead of a traditional wedding cake didn’t arrive. What would... Read More
Business Stories
October 19, 2015

New Lease, New Equipment: Two SBA Loans Help Fuel Expansion

Forty miles east of Los Angeles, the lease for a 24,000 square foot building has been signed. Read More
Small Business Loans
October 15, 2015

Cash Flow Forecast: What Happens When You Get It Wrong, How to Get It Right

Why is a cash flow forecast so important growing your small business? We gather insights about why you should have one, and best tactics for forecasting. It isn’t enough to... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.