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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
April 30, 2016

Using Your Tax Refund to Strengthen Your Small Business

The tax season is over – WHEW. If you’re one of the fortunate small business owners getting a tax refund – or if you owe less than you budgeted for - have you thought... Read More
Employee Management
April 23, 2016

Strategies to Retain Your Small Business Employees

SmartBiz recently conducted a poll asking small business owners “What keeps you up at night?” The number one answer was “Employee Retention”. Read More
Employee Management
April 23, 2016

7 Job Interview Questions Every Small Business Owner Should Ask

SmartBiz recently polled our customers and asked what is keeping them up at night. The #1 answer from small business owners was employee retention. The first step to... Read More
Business Marketing
April 23, 2016

Snapchat for Your Small Business

Snapchat is a social media platform that’s exploding in popularity with the millennials. Snapchat has 100 million active users seeking a fast engagement with a friend... Read More
Business Credit
April 19, 2016

Debt Can Be Good for Your Small Business

The “D” word – debt! It strikes fear into the heart of most consumers and business owners. But all debt is not created equal. There are reasons taking on debt can help... Read More
Business Marketing
April 19, 2016

Promotional Items for Your Small Business

Glance around your office, home or car. You’ll probably find at least one promotional item. Those pens, mugs and other branded products represent marketing outreach... Read More
Business Owners
April 19, 2016

Filing Articles of Incorporation or Articles of Organization

Are you ready to launch your business dream? If so, you’ll need to file “Articles of Incorporation” or “Articles of Organization”. ... Read More
Small Business Loans
April 12, 2016

The Value of Clean Books When Applying For a Business Loan

Taking a loan is a great way to grow your business at a fast pace. Read More
Business Owners
April 07, 2016

Tips for Working Another Job While Running a Small Business

Are you just starting your small business ownership journey? You might be working another job while you get your enterprise off the ground. Although juggling two... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.