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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
February 19, 2025

Are SBA Loans Taxable? Essential Tax Information for Small Business Owners

Small Business Administration (SBA) loans are often a top funding choice for small business owners. They typically offer lower interest rates, longer repayment terms, and... Read More
Business Loans
February 12, 2025

SBA Loan Timeline and How to Apply in 2025

An SBA 7(a) loan may provide valuable working capital or help you refinance expensive debt. When you’re shopping for a lender, one important factor to consider is the... Read More
Business Loans
February 05, 2025

Glossary of Terms for Small Business Owners 

Running a small business is no small task. You're juggling multiple priorities daily—from managing employees to growing sales. And in the background, the systems and... Read More
Business Loans
January 15, 2025

Business Lines of Credit: How They Work and Tips on How to Qualify

You’ve just secured the biggest order of the year—great news for your business. But there’s a catch. Payment won’t arrive for 60 days, and in the meantime, payroll is due,... Read More
Business Loans
December 11, 2024

Empowering Growth: What the SBA’s Record Lending Means for Your Business

If you’re a small business owner, there’s never been a better time to access the funding you need to thrive. With record levels of capital, government initiatives... Read More
Business Loans
December 04, 2024

Multiple SBA Loans: Can You Apply For an SBA Loan Twice?

If you’ve previously qualified for a Small Business Administration (SBA) loan, your business has likely benefited from the funds, putting you on a strong financial footing.... Read More
Business Loans
November 13, 2024

SBA 7(a) Loan: How to Get the Popular SBA Loan

Growing a small business is an exciting journey, but can also push a business to its financial limits. Expenses can pile up, cash flow may feel tight, and funding everyday... Read More
Business Loans
November 04, 2024

Veteran Owned Business: Small Business Loans for Veterans

Running a business is no small feat, and a number of veterans have taken the leap to own and operate their own enterprise after serving our country. According to a recent... Read More
Business Loans
September 18, 2024

What Is An SBA Loan And How To Get One

There’s lots of chatter in the small business world about SBA loans. Here are some fast facts about the Small Business Administration and how an SBA loan can help your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.