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SmartBiz Team

SmartBiz Team

Our team

We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.

How we work

Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

July 9, 2021

Small Business Loans for Bars

Sales in the U.S. drinking industry have steadily grown since the mid 1990's reaching 26.6 billion U.S. dollars in 2019. The sector includes bars, pubs, lounges, taverns, and... Read More >>
June 21, 2021

SBA 7a Loan Rates, Terms, Amount and Maturity

Are you looking for a low-cost loan with affordable payments? The Small Business Administration’s “flagship” program, the 7(a) loan, is one of the most affordable and secure... Read More >>
April 16, 2021

Small Business Loans for Bookstores

Although U.S. bookstores brought in $10 billion in 2019, this revenue does not accurately reflect the hardships that bookstores have endured. Between 2015 and 2020, the ... Read More >>
April 16, 2021

Small Business Loans for Carpet Businesses

The state of your carpet business might be somewhat dependent on whether your revenue primarily comes from manufacturing, cleaning, or installation. Although all three of... Read More >>
April 16, 2021

Small Business Loans for Catering Businesses

According to a January 2021 report, the American catering industry is worth $11.6 billion, and 2% growth is projected over the course of the year. However, this growth... Read More >>
April 16, 2021

Small Business Loans for Breweries

Whether they’re known for their food, flights, or tours, breweries of all sizes and specialties can face funding challenges and opportunities. Craft beer production has... Read More >>
April 15, 2021

Small Business Loans for Private Practice Counselors

According to a June 2017 report by the research company Wonder, there are approximately 73,000 mental health counselors in the U.S. who run their own private practices. This... Read More >>
April 15, 2021

Small Business Loans for Filmmakers

Although the film industry grew by 1% between 2015 and 2020, this growth rate paints a misleading picture. During this period, fewer people have watched movies at theaters... Read More >>
April 15, 2021

Small Business Loans for Music School

According to a December 2020 survey among 1,059 music teachers from 31 countries, the demand for music lessons remains high even as typical in-person lesson structures are... Read More >>

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.