Why does personal debt usage matter when applying for a small business loan?
Learn what business debt usage is, how it’s calculated, and why it matters to lenders.
Ever wonder why banks request your personal credit in a business loan application?
Find out what factors affect your business credit score, a metric that banks use to evaluate your business.
With preparation and financial knowledge, the SBA loan application process can move swiftly and smoothly.
Business Debt Coverage is one of the key criteria lenders use to assess the financial health of your business. Learn more in our latest video!
At SmartBiz Loans, we agree that women should have equal access to low-cost SBA loans. Watch our latest video to see how our team strives to level the playing field.
In our 30 second TV commercial, real SmartBiz Loans customers are saying “thank you”. Dive deeper into their stories and learn how they are using low-cost SBA loan proceeds to grow their business.
Do you understand how banks look at your financial information when applying for an SBA loan? Most don’t, so we created SmartBiz Advisor.
Learn how you can generate your unique Loan Ready Score to help you prepare for the loan process.