Why does personal debt usage matter when applying for a small business loan?
Learn what business debt usage is, how it’s calculated, and why it matters to lenders.
Ever wonder why banks request your personal credit in a business loan application?
Find out what factors affect your business credit score, a metric that banks use to evaluate your business.
Business Debt Coverage is one of the key criteria lenders use to assess the financial health of your business. Learn more in our latest video!
Do you understand how banks look at your financial information when applying for an SBA loan? Most don’t, so we created SmartBiz Advisor.
If you’re searching for small business funding, you’ll come across a dizzying array of options. From SBA loans to merchant cash advances to business credit cards, each type offers a variety of rates, terms and other factors that affect the overall cost.
It’s important figure out why you were turned down for a loan and take action to improve your situation before you apply again.
Learn how you can generate your unique Loan Ready Score to help you prepare for the loan process.
Business owners seeking growth and savings deserve affordable funding and the team at SmartBiz Loans is here to help.
Are you seeking a low-cost small business loan? Banks consider a number of ratios to evaluate a company’s financial health before they agree to grant a loan.
The reasons for small business loan denials have historically been unclear. An entrepreneur can spend valuable time and effort on a loan application only to be rejected without explanation.