Skip to content
1.866.283.8726
Apply Now
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

September 14, 2018

Business Debt Coverage | SmartBiz Advisor

Business Debt Coverage is one of the key criteria lenders use to assess the financial health of your business. It reveals whether there’s enough business cash flow to... Read More
Small Business Loans
September 13, 2018

5 Steps to Apply for a Small Business Loan

Applying for a small business loan can be daunting, but we’ve put together a checklist with 5 clear steps to help you prepare. At SmartBiz®, we’ve expedited and... Read More
Business Finances
September 11, 2018

What is Annual Percentage Rate & How to Calculate It

You’ve probably encountered the term Annual Percentage Rate (APR) when considering various forms of financing. But what does the number really mean and how does it... Read More
Business Owners
September 11, 2018

Infographic: What Small Business Owners are Thinking

You may think it’s just large employers, like IBM or Target, that drive the American economy. Actually, small operations are the main force behind economic growth and... Read More
Small Business Loans
September 10, 2018

What to Consider Before Taking Out a Small Business Loan for Your Business

If you’re a small business owner, paying overhead, employees, and covering inventory can be difficult. On top of that, you’re looking to make a profit and pay yourself. Read More
Business Finances
September 06, 2018

How to Value a Small Business

Do you know what your small business is worth? If you’re buying or selling your business, it’s important to nail down solid numbers with accurate valuation formulas.... Read More
Business Credit
September 03, 2018

Finding the Right Credit Card for Your Small Business

Small business credit cards help fund small to midsize businesses. In a report from the American Bankers Association, small businesses with business credit cards had... Read More
Business Stories
August 31, 2018

Automobile Repair Business Story: Rich’s Collision, LLC

If you’ve been in a fender bender and live in the Adamsville, Alabama area, there’s only one place to go. Family-owned Rich’s Collision, LLC does collision repair,... Read More
Business Stories
August 30, 2018

Bernard’s Bespoke: How to Grow a Clothing Business

As Shakespeare wrote, “Apparel oft proclaims the man.” Bernard Burger believes passionately in that sentiment. He’s built a successful business making fine clothing... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.