Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Artboard 1

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Artboard 1_1

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Artboard 1_2

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
August 21, 2024

Mastering Small Business Cash Flow Management

Every small business owner knows the tension of watching the numbers. Cash... Read More
Business Finances
June 03, 2024

Small Business Guide to Filing a Beneficial Ownership Report

Effective January 1, 2024, many companies in the United States must report... Read More
Business Finances
November 15, 2023

Loan Proceeds and Scaling for the Holidays

Here comes the holidays! Are you and your business prepared? Scaling for a busy... Read More
Business Finances
August 08, 2023

What Are Financial Ratios? 9 Examples and Use Cases

Let’s say you’re bringing in more revenue than ever, but you’re still a ways... Read More
Business Finances
July 06, 2023

Cash Flow vs. Profit: What's More Important?

When it comes to the financial health of your business, both cash flow and... Read More
Business Finances
June 30, 2023

Tax Deductions for Small Businesses: 12 Areas to Consider

Many of us may have heard a horror story about someone who got audited, which... Read More
Business Finances
June 12, 2023

Small Business Operations: Managing Billable Hours and Expenses

Let’s say your company sells products. In that case, you make the product, set... Read More
Business Finances
May 16, 2023

Why Does Your Business Need a DUNS Number?

If you're a small business owner, you may have heard of a DUNS Number and... Read More
Business Finances
May 04, 2023

The Benefits of Long-Term Debt

Long-term debt may be a great tool for small businesses to use in order... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.